Control Finances Title
Creating and managing a budget while you're in school certainly doesn't sound like fun, but it sure beats the alternative: not having enough money when you want it, and worse, not having enough money when you NEED it! Learning to control spending and live within a budget while you're in school will absolutely help you manage your finances after graduation and beyond.

Budgets are simple. It's all about balancing income with spending. In the following sections, we'll show you how to use your UofL OneCard and online account statement to manage a budget.

Get your money fast... itís EASY!
Do you really want to wait several days to receive the Financial Aid, tuition reimbursement, or additional refunds University of Louisville owes you? We didnít think so. With same day deposit to a Higher One checking account, youíll have your refund so fast, your biggest decision will be figuring out how you want to spend it. And setting it up is simple!
  • Visit the UofLOneCard.com website to activate your UofL OneCard
  • Select "Refunds" from the menu bar
  • Select "Refund Preferences" from the drop down menu
  • Select "Same Day Deposit to a Higher One Checking Account" followed by "Update Preferences"
  • Confirm your preference
With your account, you can request money from friends, family members or anyone with an email address. For example, suppose your account balance is a little low, and you need money to buy a few required books at the bookstore. Just log on to the UofLOneCard.com website and from the main menu bar select "OneAccount", "OneAccount Edge" or "OneAccount Premier", then "Request Money" to send an email to a friend or family member requesting money be sent to you. If they have already set up a "Funding Account," they can quickly and easily "send" or transfer funds to your account electronically, along with an email announcing the transaction. If you have an outside bank account, you can set it up as a "Funding Account" and transfer money electronically to your Higher One Account. To do this, log on to UofLOneCard.com and from the main menu bar select "Transfers & Payments," then "Transfer Money," and follow the instructions. Once you have a confirmed account, you will be able transfer funds electronically to your account.
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Learn How To
Get Your Refunds Faster
Request Money
Add Money to Your Account
Make Purchases Using The UofL OneCard & Higher One Account
That's My Budget and I'm Sticking To It!
girl in chair